Insurance in Uganda: why choose Prudential over others.

 Prudential SMC Insurance company

You should choose Prudential for its long-standing history, financial stability, and comprehensive range of insurance and health products that include flexible options for both individual and group needs. The company emphasizes customer support through a wide network of healthcare providers and a commitment to honoring claims, making it a potentially reliable choice for financial security and well-being.

Financial stability and history

• Long track record: Prudential has a history of over 170 years, famously paying claims after events like the Titanic sinking and during World War I.
• Financial strength: It is described as one of the highest capitalized life assurance companies in Uganda, ensuring it can honor claims promptly.
• Global presence: Prudential is a large and stable international company with a strong financial backing, offering a sense of security.

Product offerings and services

• Health plans: Provides access to a wide network of healthcare providers and offers a biometric medical card to track benefits. Products include lump sum payouts on critical illnesses, even if medical bills are covered by other plans.
• Life and savings plans: Offers a variety of life insurance and savings products, like Pru-Life Plus and Pru-Investor Plus, which include features such as death benefits, investment contributions, and critical illness payouts.
• Customizable options: Many products allow for flexibility in premium payment terms, with some plans offering features like yearly wellness checks and premium refunds.
• Group plans: Provides group health plans covering services like consultations, treatments, and emergency services.
• Customer-focused approach
• Customer service: The company emphasizes its commitment to its customers through initiatives like calling on special occasions and visiting them in the hospital.
• Provider relationships: Has a strong relationship with healthcare providers to ensure its health cards are respected.
• Prompt payments: According to service providers, Prudential is known for being prompt with payments.